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PriSmile allows consumers to split bills into three equal instalments over three months with zero interest and no additional fees.

To use the BNPL service, simply choose Hoolah as your payment method during checkout and fill up a quick application form (for first-time users) with your debit/credit card details and you’ll automatically receive reminders three days before your next payment due date. You will only need to pay 1/3 of the full amount for your purchase. 

Also, we have MobyPay for you. You may choose MobyPay during checkout then follow the steps to sign up and complete the progress. Your purchase will spilt into 3 monthly equal payments. Just pay the first portion of the total price at checkout.

Another choice is Grab PayLater. There are two ways to use Grab PayLater. One option is to split large bills into four payments. Alternatively, consumers can consolidate all their bills and pay them all-in-one the following month. Grab does not charge any interest or upfront fees, as long as you pay on time.


**To be eligible for the Grab PayLater service, consumers must fulfil the following requirements:

  • 21 years and older
  • Platinum, Gold or Silver GrabRewards tier member
  • Active Grab consumer using cashless payments

PayLater is available via the Grab app.

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